Our clients' reputation is as important to us as our own
National Commercial Mortgage Corporation (NCMC) was established in 2017 by Doah Ozum and Matthew Giuffre. Drawing on previous commercial real estate financing experience, it became apparent that there was a gap between what existed in the market for services facilitating borrowers and lenders versus what should be a value-add relationship. By combining their respective industry knowledge and lender relationships with the additional value-add approach forged from many years sitting in the borrower chair, a higher and broader level of service could be provided to all clients. The focus of NCMC will always be on quality, not scale.
NCMC provides tailored mortgage origination service to each client based on an implicit understanding of a borrower's needs and a holistic understanding of real estate itself.
We are here to add value and make your project a success.
who we are
broker | principal
Direct: (780) 264-1445
Doah Ozum is co-founder of NCMC. He has 20 years of real estate experience gained through various commercial real estate professional service roles and also earned through his personal commercial real estate holdings. In his capacity representing borrowers in financing transactions, Doah has engaged a variety of clients ranging from private owner/operators to sophisticated investors and private investment corporations on construction, interim financing and term debt. Doah is a strategic planner with a proven track record in commercial real estate.
Doah holds a Bachelor of Commerce from the University of Alberta, an MBA from Queen’s University, the Canadian Securities Course (CSC) as well as being a Project Management Professional (PMP). Doah is also a sessional instructor at the JR Shaw School of business at NAIT where he teaches a business management course.
Direct: (780) 966-3636
Matthew Giuffre is co-founder of NCMC. While drawing on a variety of past experience in different industries, Matt has been involved in various aspects of real estate for 15 years both personally and professionally. Most recently, he was part of the senior executive of a large, privately owned real estate company where he managed all the financing activities of the company in addition to managing the operations. With thorough experience in acquisition, bridge, construction, and term financing of multiple commercial real estate asset classes, combined with the experience of negotiating commercial leases and dealing with purchase and sale agreements, he is able to provide a broad spectrum of high-level service to a variety of borrower clients.
In addition to his mortgage license, Matthew holds a Bachelor of Management degree, an MBA from Queen's University, and is also a licensed real estate associate in Alberta.
Having collectively originated many millions of dollars in construction financing, NCMC can assist in pro forma analysis, anticipated financing terms attainable per project, and with the origination of construction financing itself. With experience in construction financing and development of multi-family, condo, industrial and other assets, NCMC can add value to your new development success.
Acquisition financing requires speed, efficiency, and execution. With NCMC's lender network and experience, we are able to help arrange the funds required to close on a purchase on time and with minimal complication.
After a property is acquired and re-positioning is complete (either through property improvement and/or leasing achievements), NCMC can add value by arranging take-out financing of either the acquisition or bridge/mezzanine financing in place. NCMC's objective is to achieve the best long-term financing terms specific to the client's desired outcome, whether it is rapid principal pay-down, maximum cash flow, equity take-out, or whatever the ultimate goal.
Time is typically the most significant and impactful constraint when executing on commercial real estate transactions. When expedited funding is required to either bridge a gap between acquisition and take-out financing, or when funds are required for capital or tenant improvement projects, NCMC can assist by quickly sourcing funds at varying degrees of leverage from our network of bridge lenders.
pro forma and building analysis
From our experience and direct involvement in numerous real estate transactions, NCMC can help borrower clients build new development pro forma's, or analyze and determine value-add strategies to achieve the best outcome for existing assets. NCMC is more than simply a mortgage brokerage sourcing financing for clients - we draw on our experience, knowledge, and enthusiasm for real estate to truly add value to your transaction.
lease and contract review
In addition to debt origination, NCMC has experience negotiating many types of real estate documents including lease documentation and purchase and sale agreements. NCMC does not suggest we replace a client's legal professional, but we can inject our real world and first hand experience into contract negotiation to guide our client's towards the most desirable outcome.
Phone: (780) 966-3636
Phone: (780) 264-1445
We act on behalf of a variety of different clients and for many different needs and purposes. If you have a commercial financing requirement or any general questions regarding our services, contact us today so we can arrange to discuss your unique financing needs.